PayDate Logic
Lower default rates with unique insights into your customers’ pay date schedules.
Maximize loan returns by aligning repayment schedules with customers’ actual pay dates. Leveraging insights from managing over 350 successful portfolios, PayDate Logic accurately adjusts for weekly, biweekly, semimonthly, and monthly payrolls, including holiday impacts. By selecting the optimal debit date, you can unlock millions in increased net settlements, potentially boosting your margins by 30% or more.
Set your customers up to repay on time.
Empower customers to make on-time loan payments by accurately assessing their payroll periodicity with PayDate Logic. Help consumers avoid late fees by aligning payments with their available funds, boosting customer satisfaction and financial well-being.
Leverage historical data and predictive analytics to match customers’ repayment schedules with their pay dates
Account for varying payroll periodicities and public holidays to optimize your repayment process with precision
Lower default rates and maximize returns with a proven tool for increasing revenue
Deploy seamlessly via API integration